About
Halliday Forfaiting Services was built to help startups and micro enterprise with cashflow. Our CEO experienced similar challenges in his general trading company. He had large corporate clients but couldn’t get working capital to bridge the 30-60 day payment terms they asked for. He couldn’t start the next contract until he got the money back from his last job. Realising others struggled with this too, he started working on a solution in 2021 and today HFS is supporting a growing portfolio to deal with this exact issue.
Our Expertise
Together, our team has 30+ years of experience in mentoring and advising businesses and business owners on thrive. We specialise in financial structuring and capital efficiency; both extremely important for MSMEs in the current challenging environment.
Our Commitment to Results
HFS understands that small businesses have big cashflow challenges. That's why we do not charge any upfront fees before supporting our clients and there are multiple payment options for small businesses to choose from.
Our Philosophy
At HFS, transparency, efficiency, and professionalism, are at our core. We play a key role in empowering small businesses to thrive in the UAE market with a clear & concise path. These values are what our clients most often celebrate us for and the feedback we get most in our customer reviews.
Our Experience
Our CEO was GM for a small trading company. He has years of first-hand experience in supplier negotiation, cashflow management, and structuring small businesses. He grew and trained a skilled team around him that now helps other businesses along their journey.
The Team
HFS was founded in 2024, by The Halliday Group in response to the evolving capital environment for MSMEs and startups. The Halliday Group has been based in UAE since 2007, supporting the MSME community for over 10 years and since 2021 specifically with invoice discounting.
Malachi Halliday
Founder
Malachi has specialized in MSME business in UAE for over 10 years through his management consulting, transaction advisory and general trading businesses. Knighted for social impact and championing financial inclusion for founders, his perspective is regularly sought after through Mentor/Board representation, startup programs and private/government events.
Michael Halliday
Chairman
Michael has created, built and sold financial advisory, funds management and structured products businesses before such as Halliday Financial Management. His extensive history of industry-firsts include:
1. With Merrill Lynch he designed and created the first structured product that was listed on the Australian Stock Exchange.
2. The creation of the first Shariah compliant retirement fund in Australia.